Opt-Out/Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall Semester - 06/06/2025 - 08/11/2025

Spring/Summer Semester - 12/05/2025 - 02/13/2026

Domestic Students:  WAIVER CRITERIA BELOW:

2025-2026 Spring/Summer Semester

All registered students are required by the University to have health insurance and to submit proof of insurance twice per academic year. The University has established circumstances in which a student can request a waiver to the student health insurance plan by providing alternative health insurance coverage. In order to be approved for a waiver, your alternate health coverage must meet or exceed the requirements as set forth below and be submitted by the August 11, 2025 waiver deadline.

Criteria to submit a waiver request:

1. Student is covered by a U.S. employer health insurance plan, Marketplace plans (bronze, silver, gold, platinum plans) or Medicaid/Medicare plan that is compliant with the Affordable Care Act (ACA).

Please note: travel plans, short term plans, healthcare sharing plans or plans that require you to pay for treatment yourself and then apply for reimbursement will NOT be acceptable for waiving the University of Houston College of Medicine Student Health Plan.

If you meet one of the above criteria, then your alternative health insurance coverage must meet the following minimum requirements:

1. Medical coverage must be currently active.
2. Medical coverage must be ACA Compliant

If your alternate coverage meets the above minimum requirements; acquire the following scanned documents to submit a waiver request:

1. The front and back of your insurance card